How a Busy Professional Couple Built a Portfolio That Pays for Their Future
Meet Chris and Emily — a professional couple from Sydney who first connected with us six years ago in their mid-30s. With full-time careers, a mortgage and a young child, they weren’t sure if they had the time — or borrowing power — to invest.
Fast forward to today, and they’re now in their early 40s with a well-structured property portfolio that generates passive income and is steadily building wealth for their family’s future. (Note: we didn't use their real photos...they asked us not to!)
At Focus Property Group, we worked with Chris and Emily from day one. Here’s how they did it — and how you can too.
Step 1: Strategy Before Property
We didn’t start by searching listings. We began by understanding their lifestyle, goals and timeline:
📍 How soon did they want to scale back their work commitments?
📅 What would a flexible, semi-retired lifestyle look like for them?
💰 How much income would they need to support it?
The result? A tailored plan to acquire three investment properties over 5–7 years.
Step 2: Use Equity from Their First Home
Having purchased their family home in 2016, Chris and Emily had built up usable equity of around $160,000. We helped them:
✅ Release equity as a deposit
✅ Maintain safe borrowing limits
✅ Secure their first investment — a new turnkey home in a regional growth corridor (purchase price: $595,000)
The property rented for $540/week, and with depreciation benefits and a fixed-rate loan, it delivered modest positive cash flow from the start.
Step 3: Duplicate (But With Purpose)
Over the next four years, we helped them:
Purchase two more properties
Leverage equity growth from the first
Stay cash flow neutral-to-positive
Avoid overstretching during interest rate shifts
Each property was:
✔️ Fixed-price
✔️ New build (for tax benefits)
✔️ In high-demand, infrastructure-backed suburbs
Where They Are Today
3 investment properties
~$2.15 million in total portfolio value
Net passive income: ~$530 per week
Equity position grown by ~$610,000 (since their first purchase)
They’ve now got a clear path to reduce working hours by their mid-50s — without relying solely on superannuation or selling the family home.
The Focus Property Group Difference
We helped Chris and Emily build a scalable, stress-free portfolio, while juggling work, parenting, and real life.
📞 Book your free 15-minute strategy call today, and let’s create a property plan that works for your life — not against it.
1 300 702 885
info@focuspropertygroup.com.au
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IMPORTANT DISCLAIMER: The information provided in this article is for general informational purposes only and does not constitute financial advice. All information is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information in this article.
Focus Property does not provide financial advice. You should not act upon the content of this article without seeking advice from a qualified professional. The content of this article is not a substitute for professional advice tailored to your circumstances. Focus Property will not be liable for any actions taken or not taken based on the contents of this article.